Orange, thanks to its Orange Money service, allows its subscribers to transfer money and to pay with their mobile phone. It also offers numerous financial services adapted to the needs of its customers in developing countries, where banks are not always easily accessible.
Part of these services, Orange Mali is developing a mobile micro-insurance service, offered in partnership with mobile financial services provider MSF Africa, designed for low-income pregnant women, to cover the main pregnancy and child birth complications and the transportation to hospital for childbirth. Beneficiaries will also receive health advice sent through SMS throughout their pregnancy. Two options are available: an insurance plan for public hospitals and for private hospitals. The insurance premium will be paid through Orange Money – this can also happen from abroad through Orange Money’s international money transfer service (orangemoneyonline.com), allowing family members in the diaspora to step in.
Women can also deposit funds on a dedicated Orange Money saving account (mWallet) and use this money in health care centers to cover costs of pre- or postnatal care.
Orange Mali was awarded a grant by the GSMA mWomen Innovation Fund Grants for this new service which will improve life of millions future mothers and facilitate the access to capital to fund pre- and post natal treatment.