WaterCredit Initiative

WaterCredit is Water.org's Initiative to increase access to credit and capital for safe water and sanitation.

WaterCredit Initiative

WaterCredit is an initiative of Water.org that puts microfinance tools to work in the water and sanitation (watsan) sector. It is the first comprehensive program of its kind that connects the microfinance and watsan communities to scale up access to credit and capital for individual- and household-based watsan needs and does so with multiple models across multiple countries. Through WaterCredit, Water.org aims to channel and redeploy financial resources more efficiently, enabling increasing numbers of people to meet their water and sanitation needs through demand-driven, market-based services and reducing the need for never-ending subsidy.

WaterCredit seeks to tackle two related goals: lack of access to clean water and safe sanitation, and lack of access to finance to procure it among economically active poor people throughout the developing world. To date, the initiative has 24 active WaterCredit Partner Organizations in India (since 2004), Bangladesh (since 2003), Kenya (since 2005) and Uganda (since 2010), reflecting a blend of non-profit and for-profit entities.

Water.org is work directly with philanthropic donors and social and commercial investors to take WaterCredit to new levels of global scale. Water.org has continually grown its program and funding base, including a $4.1 million grant from PepsiCo Foundation (to seed WaterCredit in south Asia), a $3.6 million grant from The MasterCard Foundation (for WaterCredit expansion in east Africa), a $3 million grant from Caterpillar Foundation (for WaterCredit expansion in India and an assessment of Indonesia), and an additional landmark $8 million grant from PepsiCo Foundation (for further WaterCredit expansion in India).


  • Water.org

    Implementing NGO, Development Consulting
    United States | Staff size: 101-250

    At Water.org they envision the day when everyone in the world can take a safe drink of water and experience the dignity of a toilet. For 25 years, they have been at the forefront of developing...

  • Grameen Koota

    Implementing NGO, Investment & Finance
    India | Staff size: 251-500

    Grameen Koota Financial Services Pvt. Ltd. (GKFSPL), popularly known as Grameen Koota, was born out of the need for timely and affordable credit to India's poor and low-income...

  • Hand in Hand India

    Implementing NGO
    Staff size: Unknown

    Hand in Hand India is a development organisation that works to alleviate poverty through a unique integrated community development approach. Referred to as the Five Pillar Programme, Hand in...

  • ECLOF Kenya

    Investment & Finance
    Kenya | Staff size: 101-250

    The microfinance institution (MFI) ECLOF Kenya was established in 1994 and focuses on micro, small and medium entrepreneurs. ECLOF has branches and outlets in several regions of the country. The...

  • MasterCard Foundation

    United States | Staff size: 51-100

    The MasterCard Foundation is an independent foundation based in Toronto, Canada with $10 billion in assets. Their vision is to create the opportunity for all to learn and prosper. They promote...

  • Caterpillar (Duplicate)

    Goods Supplier
    United States | Staff size: 10,000+

    For more than 90 years, Caterpillar Inc. has been making sustainable progress possible and driving positive change on every continent. Customers turn to Caterpillar to help them develop...

  • The IKEA Foundation

    Netherlands | Staff size: 26-50

    IKEA Foundation (Stichting IKEA Foundation) is an independent charitable foundation that oversees IKEA’s global philanthropy. The Foundation resides in the Netherlands and their funds...

  • PepsiCo Foundation

    United States | Staff size: Unknown

    PepsiCo is a global food and beverage leader with net revenues of more than $65 billion and a product portfolio that includes 22 brands that generate more than $1 billion each in annual retail...

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Key Information

  • Start Date 2003