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Atif M.

CEO, COO, Transformation, Business Strategy and Financial Inclusion

Master's Degree



Atif Malik has over twenty two years of diverse experience encompassing areas like micro finance and retail banking, strategy development and implementation, business transformation, financial planning and analytics, and MSME Development. Over the years Atif has acquired adequate experience of not only developing successful financial businesses from scratch but also have the capability to turnaround businesses through managing diverse and large teams. At senior management roles in the financial sector, both internationally and in Pakistan, he was able to successfully develop strategic plans and ensure delivery through team engagement and empowerment. Experience with the financial sector enabled him to develop competencies in corporate governance, business transformation and change management, retail distribution and alternate channel management including digital financial services, financial management, marketing, risk management, banking operations & IT and human resource.


  • development
  • banking system
  • financial services
  • private sector development
  • market research
  • pakistan
  • kenya
  • zambia
  • uganda
  • Sectors
  • Funders
  • Countries
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