Sep M.

Development & Structured Finance Consultant

Bachelor's Degree



I am a qualified and experienced Trade Development Advocate, Humanitarian Aid Volunteer and career banker who has worked for reputable banks in Botswana, Malawi, United Kingdom and Zimbabwe and was attached to several International Institutions to enhance exposure. My main strengths as a banker include Retail Banking, Corporate Banking, Corporate Advisory, Financial Institutions Management, Private & Investment Banking, Treasury Management, International Banking, Structured Trade & Commodity Finance, Bancasurance and SME Banking. I have all facets of Business Development and Relationship Management, Loan Portfolio Management, Credit and Risk Management, Project Finance Management, Capital Markets Participation Methodologies, Strategic Business Planning, Negotiation and Contract Management. I possess strong facilitation and leadership skills which promote team environment and ability to develop cohesive working relationships with business partners coupled by strong analytical and interpersonal presentation skills. I have managed the entire value chain of bank products, NGO's and Donor Agencies Portfolio and Customs and Excise clearing procedures. Portfolios held include Government Banking, Parastatals & Municipal Finance, Insurance, Private Investments, Mining Finance and Fund Mobilization, Agricultural Finance, Infrastructure Finance, Small Business Finance and Trade Finance and Promotion. Notable achievements include being part of the Structured Finance Team that advised and raised finance for Botswana North South Water Pipe Line Project, Hyundai Motor Assembly Plant Project in Botswana, two Tobacco Auction Floors and two Cotton Merchants through financial intermediation. Directly sourcing and administration of Lines of Credit from International Institutions for a portfolio in excess of USD30 million during hyperinflation times and underwriting IPO for one of the biggest Insurance Companies in Zimbabwe. I was part of team that arranged and successfully hosted St Kitts Trade Promotion Conference in Zimbabwe. I was consulted and successfully set up, trained staff and operationalized International Banking and Structured Trade Finance Divisions of Infrastructure Development Bank of Zimbabwe. I also facilitated and successfully trained senior staff members in Structured Trade Finance for a Commercial Bank in Malawi. As Zimtrade's Associate Trainer, I was part of the Team that crafted the Zimtrade Export Strategy and the Export Development training course material. I have represented the Banks at International Forums and Summits including World Bank meetings, SWIFT Regional Conferences where I networked with Senior International Bankers and Donor Communities to improve relations.


  • finance
  • development
  • economic policy
  • banking system
  • agricultural financing
  • zimbabwe
  • botswana
  • malawi
  • united kingdom
  • Sectors
  • Funders
  • Countries
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