Access to Finance Expert, Rural Agricultural Enterprises Development, Zambia

  • Mid-level, Full-time staff position
  • Posted on 16 September 2019
  • Lusaka, Zambia
  • Closing on 16 October 2019

Job Description

ACDI/VOCA is currently seeking an experienced Access to Finance Expert for the anticipated USAID-funded Rural Agricultural Enterprises Development Activity. The activity is anticipated to facilitate access to finance for rural Small and Medium Enterprises (SME), address financial service providers’ barriers to lending to SMEs, and address barriers that limit agricultural enterprises’ ability to seek and qualify for loans. The position will be based in Lusaka, Zambia.


  • Identify obstacles to accessing finance that are encountered by various SMEs that are working along the targeted value chains (producers, processors, and buyers).
  • Identify and establish working relationships with finance institutions. Assess their perceptions, limitations and concerns regarding extending access to finance to rural Small and Medium Enterprises (SMEs).
  • In collaboration with the GOZ entities, organize roundtable discussions on extending access to finance to SMEs.
  • Identify equipment-leasing providers and work with them to develop new leasing products that deliver services on terms that are more feasible for producers.
  • Serve as a conduit of information on financing opportunities in support of SMEs and link participants to existing programs designed to facilitate access to finance for SMEs.
  • Work with commercial banks and possibly microfinance institutions (MFIs) to develop additional loan products and services to better suit the needs of SMEs.
  • Provide training and direct technical assistance to producers, traders, processors and suppliers on the development of business plans, making credit applications and keeping appropriate business records needed to support credit applications.
  • Work with the Monitoring and Evaluation (M&E) Specialist to identify feasible M&E indicators and target results that speak to finance accessed by participants via various mechanisms supported.
  • Coordinate, assist and participate in the collection of data and information regarding indicators focusing on access to finance.
  • Work in collaboration with the entire project team to identify activities related to improving access to finance and assist in developing Annual Work Plans.


  • Undergraduate degree in agribusiness, banking, economics or related technical field of study; Masters degree preferred.
  • Successful and extensive experience (at least 7 years) working with the finance sector in Zambia.
  • At least 4 years of experience supporting the provision of financial services to the agriculture sector.
  • Deep understanding of the real and perceived constraints to agricultural lending in Zambia;
  • Experience with international donor-supported agriculture and/or agribusiness projects (preferably with USAID-funded projects).
  • Fluency in English is required; Fluency in Bemba, Nyanja, Tonga, or Loziis preferred.

Zambian nationals are highly encouraged to apply.

Please apply online at The applications will be reviewed promptly upon receipt, only finalists will be contacted. ACDI/VOCA is an equal opportunity employer. Women, minorities and people from diverse groups are encouraged to apply.

About the Organization

ACDI/VOCA is a private, nonprofit organization that promotes broad-based economic growth and the development of civil society in emerging democracies and developing countries. Offering a comprehensive range of technical assistance services, ACDI/VOCA addresses the most pressing and intractable development problems. Driven by the goal of adding value to local enterprise, which underlies prosperity and stability, ACDI/VOCA works in five main practice areas: * Agribusiness * Enterprise Development * Financial Services * Community Development * Food Security The ACDI/VOCA Difference ACDI/VOCA has a proven record of development success dating back more than 45 years. This experience coupled with operational integrity, technical expertise and the ability to operate at scale means that clients and partners can always expect positive results from ACDI/VOCA. ACDI/VOCA is also distinguished by its: * identity as a nonprofit that means business * proficiency at grassroots, self-help organizing * private sector and market orientation * dedication to beneficiary gains in income, jobs and savings * leadership in value chain approaches to enterprise development * legacy of lasting institutions and organizations * vast talent bank * experience working on a regional/global scale * network of U.S. and international partners * systems approach to technical solutions and operations * grants-management capacity * cutting-edge approaches to fragile/failing states, trade capacity building, public-private partnership, information and communications technology and integrated HIV/AIDS programming * experience with large indefinite quantity contracts (IQCs)

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