Job Description
CHF International’s mission is to be a catalyst for long-lasting positive change in low- and moderate-income communities around the world, helping them to improve their social, economic and environmental conditions. Job Description
Global Communities is an international development non-profit organization. Our mission is to create long-lasting, positive and community-led change that improves the lives and livelihoods of vulnerable people across the globe.
Global Communities is seeking an SME Credit Manager with international experience in credit technology, portfolio management and loan underwriting to develop new business and provide technical support to projects and institutions, mainly in the Middle East, Eastern Europe and Africa. The SME Credit Manager will work in the Office of Development Finance at the Headquarters in downtown Silver Spring, Maryland. He/she is part of a technical team at Global Communities responsible for strategic planning, portfolio management and technical oversight of activities related to micro, small and medium enterprise (MSME) and housing finance, which together make up Global Communities’ portfolio of Development Finance.
The SME Credit Manager oversees the technical area of small and medium enterprise credit, including supervision and monitoring of SME direct lending and loan guaranty programs managed by the department, as well as contributing to strategic planning, new business development, proposal writing, capacity building, knowledge sharing, and business innovation to expand access to financial services.
Primary job responsibilities include:
- Develops new business opportunities, leads inter-departmental teams for conducting market research, negotiating loans, designing loan guaranty facilities, and drafting technical assistance agreements with funders.
- Collaborates with proposal writing teams and act as lead technical writer on proposals or business plans.
- Provides targeted technical assistance to SME-related programs, including subsidiaries of Vitas Group engaged in MSME lending; wherever possible, also contributes to the documentation of Global Communities’ experience through preparation of information briefs, internal publications, and other materials.
- Revises existing and develops new training materials for SMEs and tailored to specific countries, especially in cash flow based lending, loan underwriting, product development and risk management.
- Troubleshoots issues related to implementation and represent Global Communities with donor representatives, investors, commercial banking partners, and host-country government representatives as needed.
- Serves as a committee member on board-appointed internal audit committees of local subsidiaries, and participate in other cross country initiatives, as requested.
- Assists with the identification, hiring, and supervision of external consultants for areas of additional expertise or special projects as requested.
- Stays informed of technical and strategic advances in the MSME, banking and finance industries that may have an impact on current and new business opportunities.
- Upholds the values and commitment of Global Communities and its affiliates as a development-focused, quality service provider in the countries and communities it serves.
Required Skills
- Strong interpersonal and people management skills, ability to motivate others in a team environment and collaborate with other departments.
- Fluency in English, oral and written. Abilities in a second language strongly preferred (Arabic, French or Spanish).
- Excellent oral and written communication skills, including ability to write business proposals and technical reports in a clear, concise and well organized manner.
- Good business sense, strategic thinker, wide degree of creativity and latitude, ability to handle multiple tasks simultaneously in a fast-paced environment, flexibility, high energy level.
- Ability to travel internationally approximately 25% of time.
Experience Required
- Master’s degree in Business, Banking, International Development or Finance.
- Minimum of 5-8 years professional experience in SME credit technology and portfolio management in the developing world; and first-hand knowledge in underwriting small loans with a commercial bank or financial institution.
- Significant practitioner/field experience in a mid- or senior management role preferred.
- Must have U.S. work authorization.
Global Communities is an equal opportunity employer that values diversity at all levels. EOE/AA - Minorities/Females/Veterans/Individual with Disabilities.
