The Rural Development Bank (RDB) was established by the Royal Government of Cambodia through sub-decree No.1, January 21, 1998, and operates as a specialized bank in agriculture sector. In 2014, the Royal Government of Cambodia amended the roles and organizational structures of RDB through sub-decree No. 199, June 11, 2014, to adapt a new corporate governance. The Rural Development Bank has transformed from a specialized bank to a commercial bank and amended the name to Agricultural and Rural Development Bank (ARDB), in accordance with sub-decree No.124, dated August 27, 2019.

ARDB is ambitious in providing a full, efficient, and sustainable banking service to support agriculture sector and rural economies development that contributes to national economic development in line with the Royal Government of Cambodia Policy.

ARDB has played both roles as a commercial and a policy bank, bridging the financial gaps in the development sector that private banking and financial institutions hesitate to take risks.

ARDB has been continuously expanding its operations, capital, and collaboration with partners to provide efficient and sustainable financing and banking services to the agricultural sector. Currently, ARDB has established a branch in Battambang and other 14 mobile units to provide banking services to farmers, agricultural cooperatives, rice millers, MSMEs, and other related stakeholders in agriculture values chain.