APS was established in 2004. During their 19-year existence, they have managed to take a leading position in 15 countries. They primarily operate in the markets of Central and South-eastern Europe. The core of their business consists of three business lines – alternative asset management, real estate investment, and debt recovery.

They carry out a full range of activities including third-party servicing, NPL portfolio management for institutional investors, and purchasing entire NPL portfolios. They currently manage over 100 NPL portfolios with a total nominal value of more than EUR 11 billion.

Their company would not have achieved this without the highest ethical standards. This value has been an essential and integral part of their corporate strategy from the very beginning. An equally important value for us is continuity. Long-term cooperation with national institutions and supranational regulators and banks makes APS a trustworthy and stable partner. A crucial part of the APS story is also the people working for APS – they are the know-how base for the entire group.