As a member-owned, not-for-profit financial cooperative with more than 1,000,000 members, BECU is guided by the credit union philosophy of “people helping people.”

Unlike many financial institutions, they do not issue stock, or pay earnings dividends to outside stockholders. Instead, earnings are returned to members in the form of great rates and lower fees. They are less likely to charge service fees than for-profit banks, and when theydo charge, fees tend to be lower.