PT. Bina Artha Ventura is a registered Venture Capital Company actively engaged in the microfinance sector since December 2011. Bina Artha is regulated by the Financial Services Authority (Otoritas Jasa Keuangan – OJK), which took over this responsibility from the Ministry of Finance (Bapepam) in 2013. The name “Bina Artha” is an Indonesian term which can be translated into “Capital for Development”. Bina Artha offers working capital through a modified version of the traditional microfinance Grameen group methodology exclusively to women who do not have or have only partial access to the formal financial sector. In addition we provide access to business loans for small enterprises. We at Bina Artha are inspired by the ideal that availing access to finance to low income households engaged in micro and small enterprises in Java provides them with an important tool to achieve economic and social upliftment. We strive to offer the best possible service to our clients in a transparent and efficient manner and in order to do so we adopt high-end technology and an innovative delivery system. We also value the relationship with our clients and are constantly keen to learn from them ways to perform our job better.
"To provide specialized financial services to the economically active low income population in a fair, transparent, efficient and sustainable manner."
"To be a leading provider of specialized financial services by serving 1,000,000 households in Indonesia in 2020."
-Transparency: we are open towards our clients, stakeholders, and the general public.
-Integrity: we employ the highest ethical standards and demonstrate honesty and fairness in every action we perform.
-Team work: we promote and support a diverse, yet unified, team. We work together to meet our common goals.
-Accountability: we take responsibility for all our decisions and actions.
-Fairness: we promote efficiency in every action to be able to deliver high quality services to our clients at a fair price.
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