The bank for a changing world
With strong roots anchored in Europe’s banking history, BNP Paribas supports its clients and employees in today’s changing world and has positioned itself as a leading bank in the Eurozone and a prominent international banking institution.
THEIR CORE BUSINESSES
Retail Banking and Services
Domestic Markets
Domestic Markets comprises the Group‘s 4 retail banking networks in the Eurozone and 3 specialised business lines. The retail banks are French Retail Banking (FRB) in France, BNL in Italy, BNP Paribas Fortis in Belgium and BGL BNP Paribas in Luxembourg. The 3 specialised business lines are: Arval (full-service, long-term corporate vehicle leasing); BNP Paribas Leasing Solutions (rental and financing solutions); and BNP Paribas Personal Investors (digital banking and investment services). Cash Management and Factoring round off the services offered to corporate clients. BNP Paribas Wealth Management is developing its privatebanking model in the Group‘s domestic markets.
International Financial Services
International Financial Services (IFS) comprises diversified, complementary business activities and is present in more than 60 countries. BNP Paribas Personal Finance offers credit solutions to individuals in around 28 countries through strong brands such as Cetelem, Cofinoga and Findomestic. International Retail Banking encompasses the Group‘s retail banks in 15 non-eurozone countries, including Bank of the West in the United States,TEB in Turkey and BGŻ BNP Paribas in Poland. BNP Paribas Cardif provides savings and protection solutions in 36 countries, insuring individuals, their personal projects and assets. In addition, IFS has 3 specialised business lines that are leaders in asset management and private banking: BNP Paribas Wealth Management (private banking); BNP Paribas Asset Management ; and BNP Paribas Real Estate (real estate services).
Corporate and Institutional Banking
BNP Paribas Corporate & Institutional Banking (CIB) is a global provider of financial solutions to corporate and institutional clients. With almost 30,000 people in 57 countries across EMEA (Europe, Middle East and Africa), Asia-Pacific and the Americas, they offer solutions tailored to all their clients across capital markets, securities services, financing, treasury and financial advisory. A globally-recognised leader across multiple disciplines, their areas of expertise include structured financing, derivatives and risk management, among others. Acting as a bridge between its two client franchises, it aims to connect the financing needs of corporate clients with the investment needs of institutional investors.
Know-how at their clients’ fingertips
Working in partnership with their clients, they help provide a full range of solutions to meet their ongoing needs, including liquidity management (cash management, trade finance, forex) and structured finance.
By linking financing needs and investment opportunities, their specialists act as a bridge between corporate and institutional clients.
All the while following a stringent risk management policy that ensures they conform to industry regulations.
A strategy built on innovation
With the onset of the digital economy, they are taking the lead to embed digital transformation at the heart of BNP Paribas CIB’s strategy.
They work in partnership with their clients, always aiming to encourage innovation – for instance, by organising hackathons to establish and promote a digital culture.
Their digital strategy is built on three pillars: Big Data, Blockchain and Artificial Intelligence.
Drawing upon recognised expertise in new technologies, they aim to offer clients integrated, powerful platforms for a seamless user experience.
Taking the lead in sustainability
At BNP Paribas CIB they are committed to harnessing their innovative approach to work in a sustainable and socially responsible way.
In the fight against climate change, they work in close partnership with their clients to understand both the challenges and the opportunities: they offer a range of green financing solutions while helping them adapt to the evolving regulatory framework. They have played an especially active role in the development of the green bond market and have in-depth knowledge of, for example, the renewable energy market and water consumption reduction.
By the end of December 2015, BNP Paribas’ activities in financing and advising on renewable energy projects amounted to more than €7.2 billion. They aim to reach €15 billion in 2020.
The carbon footprint associated with their investment portfolios is measured and communicated to their clients in an open and transparent manner.
