Charity Bank provides affordable loan finance and advice to enable charities, community associations, voluntary organisations, community businesses and social enterprises across the UK to grow. They often lend where banks or building societies either will not make a loan at all, or will only do so on unaffordable terms. They’ve learnt that the best way to ensure the success of these loans – and safeguard the money of their depositors – is through their business support and guidance. They help organisations work out what they need to do to take the next step that’s most appropriate for them to survive and prosper. And according to a survey of our borrowers, 74% of them say working with Charity Bank has helped them along the road to sustainability. At Charity Bank they invest 100% of their depositors’ money in supporting charities and communities, money that their depositors can then get back. By saving or investing with them, people are helping to create the capital that is desperately needed to support the more marginalised and vulnerable in their society.

Mission

Charity Bank was always going to be different. What drives them isn’t profits, but a shared idea about the world they want to live in. They were founded to support charities with loans that they couldn’t find elsewhere and to show people how their savings could be invested ethically and in ways that would make them happy.

Today, charities have never been more needed, but also more challenged. That’s why their promise – of supporting charitable activities and helping people to save and do good – is more important than ever.

They take the time to understand the organisations they lend to, they put peoples' money where their values are and together they work to create lasting social change in their communities.

They are an ethical bank for everyone who knows that banks can do better. They are the bank for people who believe that banking should always work for good.