Guatemalan financial institution, established on January 21, 1997. Governed by the Organic Law of the Bank of Guatemala, the Law of Banks and Financial Groups, Law of Financial Companies and resolutions issued by the Monetary Board and, in what is applicable, by the Monetary Law and the Financial Supervision Law. Also, supervised by the Superintendency of Banks -SIB-. 

They grant credits and raise resources through the issuance of promissory notes. 

It currently has an "AA" local risk rating, with a stable outlook, according to the Pacific Credit Rating company.