Chedraui Group, a leading chain of self-service stores, aware of the need to provide financing to its customers to purchase consumer goods, under the general direction of Mr. Sergio Chedraui, started a financial company in 2001 called Consupago, which began its commercialization under the brand: Sistema de Crédito Paguitos. With his constant drive and direction, by 2003, Sistema de Crédito Paguitos was already operating in all Chedraui stores through modules called “Paguitos,” in which the credits offered were publicized and promoted. The success of the brand in the first 2 years of operation allowed the development of a new product: personal loans through payroll deductions, which today forms our institutional business line and main product. With constant growth in 2005, Consupago made a strategic alliance with Sherman Financial Group, which allows us to have a serious and improved knowledge of the personal loan market. By 2008, Consupago had more than one billion in its portfolio, with annual growth of over 200%. Today, we are a solid institution, leader in the market for personal loans with payroll discounts, with a presence in the main capitals of the entire Mexican Republic through our branches, and with more than 1,000 collaborators.