Financial services in Myanmar are underdeveloped.

According to UNCDF’s Making Access Possible Report (2013), over 70% of Myanmar citizens have no access to formal financial services.

Just 5% of adults have savings accounts with a formal financial institution, while over 32% of the adult population regularly borrow from unregulated moneylenders, who typically charge interest rates of 10 – 20% per month.

DAWN expands the availability of high-quality, affordable and appropriate services for Myanmar’s financially excluded. DAWN provides group-guaranteed loans, interest-bearing savings accounts and financial literacy training to low-income women who own and operate their own microenterprises. DAWN also provides larger individual loans to underserved small business owners who seek working capital to grow their business, but for whom banks remain out of reach, due to more stringent requirements and complex processes. 

DAWN is registered with Myanmar’s Ministry of Planning, Finance and Industry and operates with a deposit-taking license granted by the Financial Regulatory Department.

Mission

Provide a wide range of high-quality financial services to the underserved, reaching low-income people, micro entrepreneurs, and small enterprises across Myanmar.

Vision

Be the best microfinance institution in Myanmar, improving the lives of the families they serve.

Values

Respect, Excellence, Innovation and a Passion for Social Change.