They exist to transform the lives and livelihoods of their people socially and economically by providing them modern, inclusive financial services that maximize their opportunities.

Equity’s vision is to champion the socioeconomic prosperity of the continent of Africa. To realize this vision, the Bank has focused on providing inclusive financial services to all consumers regardless of their race, gender, ethnic group, religious conviction or locality. Through its work, the Bank has transformed the lives of a large number of customers who had previously been excluded from the formal economic sector - given them hope, dignity and economic empowerment.

Services

Microcredit and Loans to Women

Apart from traditional banking services, Equity Bank offers Microcredit. Some of it microcredit products are:

Fanikisha Shaba

• For women in start –up process and micro enterprises who would like to borrow through group approach 
• Targets those in merry-go – round market 
• Targets women who lack conventional securities.  

Fanikisha Fedha

• Targets women who have overcome challenges of business start-up 
• Targets women who lack conventional securities to secure their loans and would to borrow through group approach.  

Fanikisha Imara

• Targets women in micro level who would want to borrow individually 
• It is designed to support the growth and development of women micro enterprises/ small scale businesses who lack conventional collateral to secure loans.  

Fanikisha Dhahabu

• Targets women in SME level who would want to borrow individually 
• It is designed to support the growth and development of women small and medium businesses  

Fanikisha Almasi

• Targets women in SME level who would want to borrow individually 
• It is designed to support the growth and development of women small and medium businesses  

Fanikisha Platini

• Targets women in medium and large enterprises who would want to borrow individually 
• It is designed to support the growth and development of women small and medium businesses  

Equity Business Account

A convenient medium for accumulating deposits, business transactions and for remittances like pension, salary & farm proceeds like tea, coffee, milk and pyrethrum. Can be opened in an individual’s name, joint names, registered groups and registered business names.

Equity Group Foundation

Equity’s vision is to champion the socioeconomic prosperity of the continent of Africa. To realize this vision, the Bank has focused on providing inclusive financial services to all consumers regardless of their race, gender, ethnic group, religious conviction or locality. Through its work, the Bank has transformed the lives of a large number of customers who had previously been excluded from the formal economic sector - given them hope, dignity and economic empowerment.

ERADICATION OF POVERTY, HUNGER AND THE PROVISION OF HUMANITARIAN AID

Equity Bank has partnered with both governmental and non-governmental groups to make credit accessible to farmers and thereby helping improve food security and contributing to the eradication of poverty and hunger. 
Equity Bank also supports communities in distress. Thus, following the post –election violence in January, 2008, the Bank, in conjunction with various stakeholders, supported Internally Displaced Persons (IDPs) by providing aid valued at Ksh 85 Million through the ‘Tumaini na Undugu’ initiative.

EDUCATION

The Bank has a Memorandum of Understanding (MOU) with the Ministry of Education to disburse Free Primary Education (FPE) funds and the Free Secondary Education (FSE) funds in support of free primary and free secondary education programmes. Key among these is the Bank’s Pre-University Programme, which extends University Education Sponsorship to the top male and female student in all the districts where the Bank has a presence. The Bank has also been the main sponsor of the Kenya National Music and Colleges Drama Festivals as part of the mission to support and nurture more talent among the youth of Kenya.

GENDER EQUALITY AND WOMEN EMPOWERMENT

Equity Bank promotes gender equality and women empowerment. This is done through designing and delivering products suitable for women.  For example, in partnership with United Nations Development Programme (UNDP) the Bank launched the Fanikisha Project, which provides access to financial services, information and financial literacy training to women entrepreneurs.

HEALTH

Equity Bank invests in initiatives aimed at reducing the spread of HIV/AIDS, drugs and substance abuse.  Through Community Outreach Programmes, the Bank partnered with some public universities where the students worked with communities to create awareness and provide counseling on HIV/AIDS and substance abuse. Employees of the Bank have been supporting Orphans and Vulnerable children in different parts of the country. Moreover, Equity Bank has partnered with such institution such as the Meru Hospice to provide access to financial services to HIV/AIDS infected and/or affected people.

ENVIRONMENTAL SUSTAINABILITY

Equity Bank remains committed to environmental protection and sustainability. In this regard, the Bank has invested in activities such as participating in tree planting, environmental cleanups, beautification and landscaping in areas where we operate.

BANK LEADERSHIP’S VOLUNTARY SERVICE TO SOCIETY

The staff of Equity Bank under the leadership of Dr James Mwangi, CEO, volunteered their time and expertise for the benefit of the society. In 2008, staff spent time conducting financial literacy courses, mentoring and coaching people on the fundamentals of entrepreneurship and financial management.
The leadership team has contributed time and expertise to several policy and advocacy forums at national, regional and international levels. The leadership has also participated in such for a as the World Economic Forum on Africa and AFRACA. At the international level, the leadership serves on several international advisory bodies such as the UN, UNEP, the Clinton Global Initiative, and the Global Economic Network.