State-run Banco Nacional de Costa Rica (BNCR), Costa Rica's largest bank, provides an array of personal banking, corporate banking and SME development banking products and services, including checking accounts, credit cards, consumer loans, private equity funds, and pension plans. The bank operates a network of more than 170 offices and more than 400 ATMs nationwide. It also owns 49% of Banco Internacional de Costa Rica (BICSA). Banco Nacional was founded in 1914 and is based in San José, Costa Rica.