They serve local authorities, such as water authorities and municipal and provincial authorities, as well as government-backed institutions. Most of their clients are societal organisations, such as institutions engaged in social housing, healthcare, education and activities related to water and the environment. Like their clients, the shareholders of NWB Bank are Dutch public-sector parties.
A robust financial position
NWB Bank funds its operations on the international money and capital markets on the back of a robust financial position and ratings from Moody’s (Aaa) and Standard & Poor’s (AAA). Their solid status and financial expertise allow us to raise ample funds on favourable terms in the international financial markets. Furthermore, NWB Bank has a very low cost structure.
Putting the client’s interests first
NWB Bank puts its clients’ interests first. Their bank fulfils a major role in the provision of financial services. They can only fulfil that role well if society – and their clients in particular – place their trust in us. Their core values are consciousness, engagement and reliability. Employees are expected to promote these core values in carrying out their duties.
Their mission
As a customer-focused, robust and sustainable financing partner, they enter into lasting relationships with their stakeholders and enable them to fulfil their duties in Dutch society in the best possible manner.
Their strategy
By catering efficiently to the combined financing needs of customers in the public domain, they aim to keep the financing charges for the public sector as low as possible. They aim to respond to changes in public sector requirements and be available to their customers at all times.
A public limited liability company
NWB Bank is a public limited liability company, whose shares have been owned by public authorities since it was established in 1954. NWB Bank is an “ordinary” public limited liability company, which means that its shareholders have significant powers, such as the power to appoint the Members of the Managing Board and the Members of the Supervisory Board.
They govern their Bank on the basis of robustness and transparency – the Managing Board never loses sight of the interests of all their stakeholders.
The Bank’s key legal charter is constituted by its Articles of Association. Among other aspects, they set out provisions on the Bank’s object, capital and shares, governance, Supervisory Board and shareholders.
NWB Bank has held a licence to operate a bank offering investment services within the meaning of Section 2:13 of the Dutch Financial Supervision Act (Wet op het financieel toezicht) since 1 July 1989.
