Ohridska Banka AD provides various banking products and services in the Republic of Macedonia and internationally. The company collects deposits and other recurrent sources of funds; issues and administers payment instruments, such as cards, cheques, and bills of exchange; issues payment guarantees, backing guarantees, and other forms of security, as well as electronical money; and rents safe deposit boxes, depositories, and depots. It also offers factoring and financing of commercial transactions; domestic and foreign payment transactions, including currency trading; financial leasing; foreign exchange and money transfer services; and economic and financial consulting services, as well as provides services to custody bank. In addition, the company is involved in trading with money market instruments; managing assets and securities portfolio, including investment consulting; the purchase/sale, guaranteeing, and placement of security issue; intermediating in selling insurance policies, as well as concluding agreements for loans and borrowings; and the data collection and analysis of companies’ credit rating. It operates through a network of 28 sub-branches in the Republic of Macedonia. The company is headquartered in Skopje, the Republic of Macedonia. Ohridska banka AD operates as a subsidiary of Société Générale Société anonyme.