One Credit was founded in 2012 to provide short-term consumer loans to credit-worthy individuals with limited access to finance. They currently operate in Lagos State with plans in the near future to expand operations to various states nationwide.
 

What They Do

At One Credit, they provide unsecured loans to salaried workers, payroll loans for public and private sector employees and Point of Sale (POS) loans in collaboration with select retail partners. Their loan repayment cycle is typically between 3 – 12 months, with loan amounts ranging from N40,000 – N1 million.

How it Works

Convenient Loan Amounts: Cleints can qualify for a loan of N40,000 to N1,000,000

Multiple Repayment Options: Clients can spread repayments over 3, 6, 9 or 12 months

Fast Funding: If approved, cash would be sent within 24 hours of receipt of complete documentation