Portfolio Recovery Associates, LLC (PRA, LLC) was founded in 1996 and is one of the nation’s largest debt collectors. PRA, LLC is a subsidiary of PRA Group, Inc.—a publicly traded (Nasdaq: PRAA) company employing close to 4,000 people across the Americas and Europe.

Since its inception, PRA, LLC has been focused on the highest levels of compliance with the laws and regulations that govern their industry. They offer their customers solutions for resolving their debt with a focus on treating customers fairly and with respect. They don’t charge junk fees. They don’t sell their customer accounts to anyone else. They are committed to helping their customers resolve their outstanding debt and design a payment plan that fits their budget.