Mission
ProCredit Bank is a development-oriented commercial bank. They offer excellent customer service to small and medium enterprises and to private individuals who have the capacity to save and who prefer to do their banking through electronic channels. In our operations, they adhere to a number of core principles: They value transparency in their communication with their customers, they do not promote consumer lending, they strive to minimise their ecological footprint, and they provide services which are based both on an understanding of each client’s situation and on sound financial analysis.
They focus on small and medium-sized enterprises, as they are convinced that these businesses create jobs and make a vital contribution to the economies in which they operate. By offering simple and accessible deposit facilities and online banking services and by investing in financial education, they aim to promote a culture of saving and financial responsibility.
Their shareholders expect a sustainable return on investment over the long term, rather than being focused on short-term profit maximisation. They invest extensively in the training and development of their staff in order to create an open and efficient working atmosphere and to provide friendly and competent service for their clients.
History
On December 17, 2007 Commercial Bank ProCredit Bank S.A. received the license for financial activities. It is an international bank with 100% foreign capital and with sole shareholder from Germany: ProCredit Holding. The bank is part of the international ProCredit group, which operates in Eastern Europe, Latin America and in Germany. ProCredit Bank is a stable institution dedicated to the long-lasting development of small and medium-sized enterprises. They aim to play a role in the development of these enterprises by investing the time to truly understand their needs and by providing banking services which are tailored to the specifics of their clients’ businesses.
ProCredit Bank offers a wide range of secure, simple and accessible banking services. They believe that saving is essential for a stable future, which is why they pay special attention to fostering and developing a savings culture among our clients. ProCredit Bank aims to set new quality standards for its services. Furthermore, by offering these services in a transparent and open manner, they are contributing to the public’s growing trust in banks.