Risk Shield Consultants Ltd. is a specialist insurance service provider. They are based in Zambia and they work extensively in sub-Saharan Africa. They also work in Asia, Europe and elsewhere! Their areas of specialization include Actuarial services, Micro-insurance, Microfinance, Banking and Agri-business. Within Micro-insurance, they specialize in developing Weather-Index insurance, other types of Agriculture Insurance products, Health insurance, Life and Personal Accident insurance, Mobile and other Mass-Market insurance products. 

They implement feasibility studies, diagnostics, technical development (data analytics, product design, pricing, reinsurance placement, weather monitoring), operational development (marketing, client management, claims handling), capacity building and trainings. 

They work with insurance companies, reinsurers, distribution channels and governments for implementing insurance products. Products are distributed through a range of distribution partners, which include agribusinesses, farmer organisations, banks, microfinance institutions, mobile network operators, public sector and non-governmental organisations.

They have successfully delivered insurance solutions in Albania, Angola, Armenia, Bangladesh, Botswana, Bosnia and Herzegovina, Cambodia, Ghana, India, Indonesia, Kenya, Lesotho, Malawi, Mozambique, Mongolia, Namibia, Nigeria, Philippines, Rwanda, Sri Lanka, Sudan, Tanzania, Uganda, Zambia and Zimbabwe. They have also worked on related projects in the United Kingdom, United States and Germany. 

The team has internationally renowned expert consultants with decades of experience of working in Africa and Asia and specialist knowledge and experience of microinsurance and index insurance products. 

The team has a fully qualified actuary from the UK Actuarial Profession with over 12 years of actuarial experience.