A housing finance company with a vision to provide housing loans to low income households with progressive and informal tenures working in informal sector.

Part of the renowned SEWA network, SEWA Grih Rin Limited (SGRL) was established as a for-profit company to cater to the financial needs of underserved households as an alternative to services provided by SEWA Bank in Gujarat. Over the years, SGRL has expanded operations to six states with ongoing plans to diversify further. 

They offer mortgage products for use in conjunction with government subsidies and tenure security; and non-mortgage loans for home and infrastructure improvements.

They offer services that lie between the spectrum of microfinance organisations and large banks. They intend to traverse this missing link with their progressive tenure approach towards areas without mortgageable titles. They typically provide financial aid meant for home improvement and incremental upgradation, invariably creating an asset in the name of the woman.