Umoja is an emerging market crypto-to-fiat on & off-ramp seeking to connect 1.35 billion mobile money users who transact over $1 trillion in value to the $250B+ DeFi market. Umoja is a product of Emerging Impact. 

It is a blockchain-based payments suite designed specifically to empower people across the Global South to gain access to digital financial services. They enable aid and fintech agencies to provide inclusive financial systems that serve under-resourced communities. 

Umoja offers everything that an NGO or financial service provider requires to deploy scalable digital cash operations. From detailed transaction monitoring, robust merchant tools, and physical card issuance, Umoja is the premiere digital cash solution.