Uplift Mutuals is the flagship programme of Uplift India Association and is a registered not for profit organization in India. Uplift Mutuals is the pioneer of community owned and managed risk protection systems in India. Emerged out of the needs to access quality health care, at reasonable costs, the Health Mutual model of Uplift associates thousands of low income families who come together to share their health risks and access preventive and curative health services at rationalized rates. 

Born out of the Health protection needs of self-help group women in 2003, Uplift model serves over 100,000 individuals in India. It is unique program where low income families share and manage their own risk.  

The Mutual model developed by Uplift is suited for Self Help Groups, Cooperatives and any community that wishes to come together to share and own and manage its risks.

Health Mutuals
Starting with 300 women in 2003, Uplift’s Mutuals model associates more than 150,000 individuals across five partner organizations in Maharashtra and Rajasthan. Uplift has a technical team that designs the entire end-to-end Health Mutuals scheme that includes actuarial, medical, capacity building, monitoring and evaluation and IT skills.

Loan length based health mutual product
Uplift's partner organization are also MFI's and in order to customize the Health Mutual product according to their current micro-credit business Uplift has customized the product to match the loan length of the products offered by partner MFI. 

Thrift Financed Health Mutual Product - Uplift's partner organizations have been distributing the Health Mutual product bundled with micro loans for the past few years.