Robert Lule

Results driven with bespoke leadership skills and able to post results through team work. Have worked with and across diverse culture backgrounds, with different organizational structures. Have been a team player in the execution of various Sales and Strategy generation and implementation projects (with top notch execution- on budget and within time deadlines). I have extensive experience in supporting financial services providers, through research, capacity building, project management, and on-site technical assistance services, to enable the delivery of innovative financial solutions leveraging on digital technology. Currently am an independent digital financial services consultant based in Uganda. Until now I have been the Resident Advisor at Accion International seconded to Accion Microfinance Bank, Nigeria. At Accion Microfinance Bank, I was head of Marketing Communications for 2 years based in Lagos, but prior to this I spearheaded branch expansion for the Bank in South South and South East regions. My core areas of focus are in supporting the development and deployment of new financial services/solutions leveraging on technology that have a real, positive impact on the low-income segment profiles, thus promoting the Sustainable Development Goals (SDGs) in emerging markets. My track record covers product development, strategic operations in agent network deployment and scale-up, strategies for emerging digital financial services (DFS) technologies and models, market research and design thinking for innovation by financial service providers, DFS policy advisory, risk management, among others. My accumulated experience involves several achievements within the financial services space including various digital financial services publications. I have worked on various projects, consulting across several countries in Africa and Asia, namely Kenya, Uganda, Tanzania, Nigeria, Sierra Leone, Sri Lanka, India, among others. I, therefore, have a thorough understanding of the financial services ecosystems in emerging markets from working on collaborative access to finance initiatives involving various stakeholders including the regulators, development partners, financial service providers, value chain partners e.g. agents, among others. I have also been extensively involved in research, conducting evaluations, value chain mapping, feasibility studies, etc. within the financial services sector and associated SDGs sectors e.g. the agricultural, water and renewable energy sector.