ACLEDA Bank is a privately owned bank based in Phnom Penh, Cambodia with 232 branches nationwide, with 7,300 staff members across all provinces and towns in the Kingdom of Cambodia, as well as five provinces in Laos.
ACLEDA was established in January 1993, as a microfinance institution (MFI) for micro and small enterprise development and credit.[3] By 1998, the MFI was operating at a profit ensuring its sustainability, which led both its board and international partners to conclude it should be transformed into a commercial bank. With assistance from USAID, MPDF, IFC and UNDP, amongst others, a three year program for transformation to a commercial bank commenced in 1998. This transformation resulted in the bank receiving a Specialised Bank license on October 7, 2000 and then on December 1, 2003 ACLEDA Bank Ltd received a full Commercial Bank license and changed its name to ACLEDA Bank Plc.