AllLife designs, distributes and administers life insurance products. They provide affordable life cover for individuals living with HIV or Type 1 or Type 2 diabetes mellitus who commit to follow an appropriate health monitoring and treatment program. AllLife is underwritten by Centriq Life Insurance Company Limited (a subsidiary of Santam and Kagiso).

Vision: To be the most innovative provider of specialised life insurance products.

Mission: To design and deliver innovative, affordable products to neglected life insurance market segments.

History:

AllLife was established in 2004 to bring an innovative approach to life insurance in South Africa. Along with their business partners they focus on providing new products to underserved segments of the life insurance market.

Since 2005 they have provided affordable life cover for thousands of people living with HIV, as well as significantly improving the health experience of the individuals they insure through their adherence management program. Based on their clients’ enthusiastic response to their role in monitoring their health, in 2008 they extended cover to people living with diabetes mellitus, once again based on their commitment to ongoing health monitoring. This unique approach to life insurance enables us to offer more competitively priced life cover, and to extend cover to individuals who the established life insurance industry may regard as ‘uninsurable’.

Their innovative products use a continuous underwriting approach to deliver affordable cover to people who manage their health appropriately. They routinely remind their policyholders of their health commitments, and they alert them to potential health concerns so that they can take appropriate action to maintain their wellbeing.