The Bank is considered to be one of the cornerstones of the government of Saudi Arabia. It provides loans for citizens, to enable them to contribute to the construction of this generous country.

The objectives have been verified as the following:

* To provide interest-free loans for small enterprises, employers, and emerging trades to encourage them to run their own businesses independently.

* To provide interest-free Social Loans for citizens with limited incomes, in order to help them overcome their financial difficulties.

* To play a coordinating role for the MSME sector.

* To encourage savings for individuals and institutions in the Kingdom, and to find the appropriate tools to achieve this goal.

The Bank has 26 branches in different regions of the Kingdom of Saudi Arabia to deliver services efficiently to its citizens. The Bank is located in the following cities: Riyadh, Jeddah, Dammam, Ahsa, Madinah, Khamis Mushayt, Buraidah, Makkah, Taif, Tabuk, Hail, Jawf, Jizan, Wadi Aldawaser, Kharj, Baha, Najran, Qunfudah, Bisha, Majmaa, Dawadmi, Gurayat, Hafr al-Batin, Al-Namas, Arar and Yanbu.

The Bank provides interest- free loans for social purposes like marriage, family support.