I am qualified consultant with sixteen years of international experience as project manager and credit advisor in various banking and MSME lending programs. I have extensive educational and professional experience gained in both the United Kingdom and South Eastern Europe, focused on organizational development, loan methodologies, product development, training and marketing. In the last 10 years I have continuously worked in different markets assisting a number of financial institutions in their development of a business model based on sound internal structures with a focus on MSME lending. The services that I have provided to banks in the region ranged from streamlining of process and procedures, review of credit risk practices, training, development of HR policy, bank lending product development and specialized marketing. In addition to traditional MSME banking development services, I have developed a specific expertise in designing various Application Processing Systems (APS) aiming to improve MIS service and automate business processes. My comprehensive professional background and capacity to deal with a broad range of issues hav1e allowed me to successfully assist various client organizations in their business lending activities on both operational and strategic levels.
software / web design
private sector development
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